Finance Broking

Simaco Finance Broking is a finance broker service specialising in construction, self-employed and equipment finance.  We also do PAYG Loans and have a reputation for helping where others can’t. The banking industry is getting tougher and our extensive experience in credit means we can tell you what the risks are before application so no surprises exist. Give us a call to see if we can help.

Our specialties and offerings:

We offer

Self Employed Loans

Our experience with self-employed loans is second to none. We will pair you with the right lender to make sure you get the right outcome, having helped a number of self-employed customers achieve their goals.  Our understanding and ability to communicate your costs and revenue correctly to the bank means that they can understand your position and get to an outcome quicker and easier.

Construction loans

We have strong experience dealing with feasibility and review of construction projects before applying for lending and have worked with a number of projects across all sizes.  We can help present the loan to the financier and get the best outcome possible.

Bridging, SMSF, specialised and impaired loans

Gone to all the banks and no-one is willing to help?  We can and have helped many people who have been left in the lurch, whether the bank has told you no two weeks before settlement, or that they aren’t in that space any more, or that your costs are too high, we can help you review your situation and re-package it to the bank.

Equipment Finance and cash flow lending

Looking for an overdraft?  Looking for equipment finance? Have a cash flow shortage?  Give us a call to discuss the best option to meet your business’ cash flow needs.

Click here for our current Credit Guide and Privacy Statement for further details of our offering.

Click here for our updated privacy policy.

Our Team

Stephen Nikolovski

Stephen Nikolovski is a Chartered Accountant, tax agent, qualified mortgage broker and Financial Adviser. He holds these qualifications after extensive experience, featuring 8 years in insolvency and restructuring, managing distressed companies before or during formal appointments and assisting in advice on cashflow solutions, 2 years in banking as a business banking manager at a big four bank and now working to provide a full service for his clients across all service lines with the team. His key focus is to make sure your personal finance goals are achieved and you are protected in the event of any risks or issues in your life, where possible.

Stephen George Nikolovski is the principal of Direct Financial Advice Pty Ltd trading as Simaco Financial Advice ABN 30 625 707 539. He (No. 1269482) and Direct Financial Advice Pty Ltd (No. 1269476) are authorised representatives of Meritrum Financial Group Pty Ltd ABN 93 106 888 215, Australian Financial Services Licence Number 245569.

The information above is to be taken as general advice and does not take into account your objectives, financial situation or needs. You should consider whether any such advice or outcome is suitable for you and your personal circumstances.